Powell Wealth takes a collaborative approach with each client in building his or her financial plan. For more than three decades, our goal has been to create and maintain an environment where clients are comfortable asking questions and learn throughout the process. Our clients appreciate our extremely personalized level of service and receive one-on-one attention with an experienced financial advisor and dedicated client relationship manager.
As a Registered Investment Advisory firm (RIA), Powell Wealth enters each client relationship as a Fiduciary, working in the best interest of the client. As a Fiduciary, Powell Wealth makes independent investment decisions which are not tied to a specific broker platform of funds. Working independently allows Powell Wealth to customize portfolios, reduce fees and maximize risk-adjusted returns for clients. As a fee-only advisor, we do not accept any commissions on funds, stocks, bonds or other investment vehicles we recommend to our clients.
As a Registered Investment Advisory firm (RIA), Powell Wealth enters each client relationship as a Fiduciary, working in the best interest of the client. As a Fiduciary, Powell Wealth makes independent investment decisions which are not tied to a specific broker platform of funds. Working independently allows Powell Wealth to customize portfolios, reduce fees and maximize risk-adjusted returns for clients. As a fee-only advisor, we do not accept any commissions on funds, stocks, bonds or other investment vehicles we recommend to our clients.
Investment Planning
Our wealth management team is committed to developing investment programs that are aligned with the personal preferences and planning objectives for each individual client. After completing a thorough analysis of the client's financial situation and life goals, we establish a custom investment policy statement which serves as the cornerstone for the future. A unique portfolio is designed to match each client’s specific needs and mindset. The portfolio composition will be appropriately diversified across asset classes to help reduce risk, while achieving both income and growth objectives.
Investment Management
Once a financial plan and portfolio are established, Powell Wealth adheres to a disciplined investment management process. Our proprietary method was formulated more than twenty years ago and continues to evolve to reflect ongoing changes in the financial world. Clients appreciate and feel confident knowing that Powell Wealth actively monitors the performance and holdings of each portfolio in order to ensure that it remains parallel to the stated investment objectives. As part of our rigid due diligence requirements, we maintain an ongoing dialogue with fund managers and take action when necessary to continually meet our clients’ needs. To address unexpected life events, we regularly communicate with our clients, allowing for timely enhancements to investment strategies if needed.
Retirement Planning
Whether retirement is near or in the future, Powell Wealth offers options to help maximize savings and income in order to achieve a client’s ideal desired retirement lifestyle. Powell Wealth offers retirement services which include evaluating and assessing existing retirement accounts (pensions, IRAs, SEPs, 401(k) plans, annuities) and providing financial plans designed to optimize income from those accounts upon retirement. In addition, we will reposition investments held in these accounts as needed on an ongoing basis to allow for proper diversification across an entire portfolio. For clients nearing retirement age, Powell Wealth will determine the most effective strategy for managing distributions to generate a stable income stream during the client’s retirement years.
Business Retirement Consulting
At Powell Wealth, we are qualified and experienced in helping business owners plan for retirement. We offer insight into the various types of retirement vehicles available for business owners and design a strategy for successful retirement. After conducting a detailed analysis of a business's current enterprise, we help determine the most effective and efficient retirement plan for both the employer and employees. Once the particular plan is identified, whether it’s a 401(k), SIMPLE, or other type of plan, we utilize the best resources available to implement and manage the chosen program for the future.
Estate Planning
When planning for the future, it is important to conduct a review of your current and projected financial situation. After helping clients through this process, Powell Wealth will devise a plan that helps to ensure all assets are distributed to beneficiaries as intended, in a tax- and cost-efficient manner. We assist in selecting the most appropriate use of trust, gifting programs and other strategies to provide growth of assets for future generations. With a comprehensive estate plan in place, we can then help to reduce the potential impact of taxes and other estate settlement costs on the value of assets being transferred to a client’s heirs.
Tax Planning
We believe tax planning is a critical component of the financial planning process. To stay abreast of the changes to tax rules and regulations, Powell Wealth devotes significant time to the analysis of taxes and tax planning. We maintain strategic alliances with tax attorneys and CPAs, allowing us to provide advice on tax-savings opportunities when applicable, and to consult with clients on specific tax-related issues.
Charitable Giving
Philanthropic giving is an important core value for many investors. For clients who are passionate about financially supporting their favorite charity, nonprofit, or academic institution, Powell Wealth will design an investment portfolio managed specifically for charitable giving purposes. This type of portfolio empowers our clients to maximize tax benefits while making regular charitable contributions. Powell Wealth will help to build the most appropriate charitable giving program to meet client objectives in a tax-efficient manner.
Our wealth management team is committed to developing investment programs that are aligned with the personal preferences and planning objectives for each individual client. After completing a thorough analysis of the client's financial situation and life goals, we establish a custom investment policy statement which serves as the cornerstone for the future. A unique portfolio is designed to match each client’s specific needs and mindset. The portfolio composition will be appropriately diversified across asset classes to help reduce risk, while achieving both income and growth objectives.
Investment Management
Once a financial plan and portfolio are established, Powell Wealth adheres to a disciplined investment management process. Our proprietary method was formulated more than twenty years ago and continues to evolve to reflect ongoing changes in the financial world. Clients appreciate and feel confident knowing that Powell Wealth actively monitors the performance and holdings of each portfolio in order to ensure that it remains parallel to the stated investment objectives. As part of our rigid due diligence requirements, we maintain an ongoing dialogue with fund managers and take action when necessary to continually meet our clients’ needs. To address unexpected life events, we regularly communicate with our clients, allowing for timely enhancements to investment strategies if needed.
Retirement Planning
Whether retirement is near or in the future, Powell Wealth offers options to help maximize savings and income in order to achieve a client’s ideal desired retirement lifestyle. Powell Wealth offers retirement services which include evaluating and assessing existing retirement accounts (pensions, IRAs, SEPs, 401(k) plans, annuities) and providing financial plans designed to optimize income from those accounts upon retirement. In addition, we will reposition investments held in these accounts as needed on an ongoing basis to allow for proper diversification across an entire portfolio. For clients nearing retirement age, Powell Wealth will determine the most effective strategy for managing distributions to generate a stable income stream during the client’s retirement years.
Business Retirement Consulting
At Powell Wealth, we are qualified and experienced in helping business owners plan for retirement. We offer insight into the various types of retirement vehicles available for business owners and design a strategy for successful retirement. After conducting a detailed analysis of a business's current enterprise, we help determine the most effective and efficient retirement plan for both the employer and employees. Once the particular plan is identified, whether it’s a 401(k), SIMPLE, or other type of plan, we utilize the best resources available to implement and manage the chosen program for the future.
Estate Planning
When planning for the future, it is important to conduct a review of your current and projected financial situation. After helping clients through this process, Powell Wealth will devise a plan that helps to ensure all assets are distributed to beneficiaries as intended, in a tax- and cost-efficient manner. We assist in selecting the most appropriate use of trust, gifting programs and other strategies to provide growth of assets for future generations. With a comprehensive estate plan in place, we can then help to reduce the potential impact of taxes and other estate settlement costs on the value of assets being transferred to a client’s heirs.
Tax Planning
We believe tax planning is a critical component of the financial planning process. To stay abreast of the changes to tax rules and regulations, Powell Wealth devotes significant time to the analysis of taxes and tax planning. We maintain strategic alliances with tax attorneys and CPAs, allowing us to provide advice on tax-savings opportunities when applicable, and to consult with clients on specific tax-related issues.
Charitable Giving
Philanthropic giving is an important core value for many investors. For clients who are passionate about financially supporting their favorite charity, nonprofit, or academic institution, Powell Wealth will design an investment portfolio managed specifically for charitable giving purposes. This type of portfolio empowers our clients to maximize tax benefits while making regular charitable contributions. Powell Wealth will help to build the most appropriate charitable giving program to meet client objectives in a tax-efficient manner.
